Termites in Bayonet Point aren’t a seasonal problem — they’re a year-round one. The Gulf Coast humidity that makes this area so livable also keeps subterranean termite colonies active in the soil beneath your home every single month of the year. If you’re in Beacon Woods, Timber Oaks, or one of the area’s manufactured home communities, the construction style of your home can create conditions that make it even easier for termites to move in unnoticed.
What a professional termite inspection gives you is clarity. You find out whether there’s active activity, whether there’s evidence of past damage, and whether there are conditions — moisture issues, wood-to-soil contact, compromised barriers — that are making your home a target. That matters when you consider that termite damage isn’t covered by standard homeowner’s insurance in Florida. Every dollar of structural repair comes out of your pocket, and repairs on a Pasco County home can easily run $8,000 to $12,000 or more.
For homeowners who spend part of the year away, that risk is even more real. About one in four homes in Bayonet Point sits seasonally vacant — which means termite colonies can establish and expand for months before anyone notices. A professional inspection gives you a documented baseline and a clear picture of what’s happening, whether you’re here full-time or not.
Around The Clock Pest Service is a family-owned, owner-operated business serving Pasco and Hernando County. When you call, you reach George Lundin directly — not a call center, not a scheduling bot, not a subcontractor who was handed your job that morning. George personally handles the inspections for Bayonet Point properties, and most pricing is given over the phone before you’ve committed to anything.
That matters in a community like Bayonet Point, where many residents are on fixed incomes, have been burned by companies that don’t show up on time, or are navigating a real estate transaction with a tight closing window. We hold FDACS License #LF286842, issue the official FDACS Form 13645 that VA and FHA lenders require, and have earned over 100 five-star Google reviews from real customers across Pasco and Hernando County. Our BBB A+ accreditation since 2022 is there if you want to verify it — but most people just call and find out for themselves.
It starts with a phone call. You describe the property, and in most cases you’ll get a quote on the spot — no sales visit required just to hear a number. Once you’re scheduled, a certified inspector arrives at your Bayonet Point property and conducts a thorough walkthrough of the structure, inside and out.
The inspection covers the full scope of what Florida’s FDACS requires under a Wood-Destroying Organism report: subterranean termites, drywood termites, wood-boring beetles, and wood-decaying fungi. In Bayonet Point specifically, both subterranean and drywood species are active. Subterranean termites build mud tubes from the soil up into your structure — we check foundation walls, crawl spaces, and any wood with direct or near-direct soil contact. Drywood termites are trickier because they live entirely inside the wood, leaving behind small piles of frass that look like sand or coffee grounds. Both get checked.
After the inspection, you receive the official FDACS Form 13645. This is the document your lender, title company, or real estate agent needs — not a summary letter, not a generic report, but the actual state-required form from a licensed operator. If you’re selling a home in Beacon Woods or buying with a VA loan in Pasco County, this is the report that protects your timeline and satisfies the requirement. The whole process is straightforward, and if anything concerning turns up, you’ll hear about it clearly — not buried in fine print.
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A WDO inspection isn’t just a termite check. Under Florida law, the official Wood-Destroying Organism report covers termites, wood-boring beetles, powderpost beetles, old house borers, and wood-decaying fungi — anything that compromises the structural integrity of your home. We issue the FDACS Form 13645, which is the only report format accepted by VA lenders, FHA lenders, conventional mortgage companies, and title companies statewide. If a company can’t produce that specific form, the report won’t hold up at closing.
For Bayonet Point homeowners who aren’t in the middle of a transaction, the inspection still delivers real value. Homes in this area — particularly in the 1970s-to-1990s construction range common throughout Beacon Woods and surrounding neighborhoods — have had decades of exposure to Pasco County’s termite pressure. An annual inspection creates a documented record of your home’s condition over time, which matters both for your own awareness and for future resale.
We also offer special pricing for new homeowners and military families. If you’ve recently closed on a home in Bayonet Point and want a professional baseline inspection before you settle in, or if you’re a veteran using a VA loan to purchase in Pasco County, ask about those discounts when you call. There’s no pressure and no pitch — just a straightforward conversation about what your property needs and what it’s going to cost.
It depends on how the home is being financed. If the buyer is using a VA loan, a WDO inspection is mandatory — no exceptions, statewide. FHA loans also commonly require one. Conventional loans may or may not require it depending on the lender, but most real estate agents in Pasco County will recommend one regardless, especially for homes built before 2000. Given that the majority of Bayonet Point’s housing stock was built between 1970 and 1999, this applies to a significant share of local transactions.
Even when it’s not required by the lender, skipping the inspection is a risk most sellers and buyers regret. A clean WDO report protects the seller’s contract timeline and appraisal value. For buyers, it’s the only way to know whether the home has active termite activity or prior damage that wasn’t disclosed. In a market where Bayonet Point homes average 62 days on market, a last-minute termite finding can derail a closing or trigger a renegotiation that costs far more than the inspection itself.
A termite inspection is a general term for checking a home for termite activity. A WDO inspection — Wood-Destroying Organism inspection — is the legally defined version in Florida, and it covers more ground. In addition to termites, a WDO inspection includes wood-boring beetles, powderpost beetles, old house borers, and wood-decaying fungi. All of these organisms can cause structural damage, and all of them are covered in the official FDACS Form 13645 report.
The distinction matters for real estate transactions because lenders don’t accept a general pest company’s summary letter — they require the specific FDACS Form 13645 from a licensed FDACS pest control operator. We hold FDACS License #LF286842 and issue that exact form. If you’re in the middle of a transaction in Bayonet Point and someone hands you a report that isn’t on that form, it may not satisfy your lender’s requirement, which can delay or derail your closing.
Two species are most relevant for Bayonet Point homeowners: subterranean termites and the West Indian drywood termite. Subterranean termites live in the soil and build mud tubes up into the structure of your home — they need moisture to survive, which is why the Gulf Coast’s year-round humidity makes Pasco County such a favorable environment for them. They tend to attack from the ground up, targeting sill plates, floor joists, and any wood with soil contact.
The West Indian drywood termite is a different challenge entirely. It doesn’t need soil contact and gets all the moisture it needs from the wood itself. That means it can infest wall framing, roof trusses, or furniture without leaving the visible mud tubes most people associate with termites. The primary sign is frass — tiny pellet-shaped droppings that look like sand or coffee grounds near the wood. Because drywood termites are harder to detect without a trained eye, a professional WDO inspection that specifically checks for both species is the only way to get a complete picture of your home’s risk.
In the Bayonet Point and broader Pasco County market, professional termite and WDO inspections typically range from $75 to $300 depending on the size of the property, the type of report needed, and whether it’s for a real estate transaction or a general homeowner inspection. We give most quotes over the phone, so you don’t have to schedule a sales visit just to find out what it’s going to cost.
The more useful number to keep in mind is what termite damage actually costs to repair. In Florida, the average termite damage repair runs between $8,000 and $12,000, with severe structural cases exceeding $20,000. Standard homeowner’s insurance policies in Florida specifically exclude termite damage, meaning every dollar of that repair is out of pocket. For a Bayonet Point household at the area’s median income, that kind of unexpected expense isn’t just inconvenient — it can be financially serious. A professional inspection is one of the more straightforward investments a Florida homeowner can make.
Especially if your home sits empty part of the year. Bayonet Point has one of the higher seasonal vacancy rates in the region — roughly one in four homes is seasonally occupied, meaning a significant share of properties go unmonitored for months at a time. Termite colonies don’t pause when you leave. Subterranean colonies can expand steadily through the warm, humid months while the home is unoccupied, and by the time you return for the season, the damage is already done.
Annual termite monitoring is specifically designed for this scenario. It creates a documented inspection record each year so you can track whether conditions are changing, catch activity early, and address moisture or structural issues before they become costly repairs. If you’re a snowbird with a home in Beacon Woods or Timber Oaks, an annual inspection scheduled around your return to Bayonet Point gives you a professional set of eyes on the property at the moment it matters most — before you settle back in and assume everything is fine.
Yes, and both are genuinely relevant to the Bayonet Point community. Pasco County has a meaningful veteran population, and VA loan purchases are a real share of local real estate transactions — if you’re a veteran buying in Bayonet Point, you’re already required to have a WDO inspection before closing, and our military discount makes that requirement a little easier to meet. It’s a straightforward acknowledgment of the community’s makeup, not a promotional add-on.
The new homeowner discount applies if you’ve recently purchased a home in the area and want a professional baseline inspection before you fully settle in. Given that most Bayonet Point homes were built between 1970 and 1999, buying here means inheriting decades of history — some of which may include prior termite activity that wasn’t visible during a general home inspection. Getting a licensed WDO inspection early gives you a documented starting point and the peace of mind of knowing exactly what you’re working with. Call to ask about current pricing — most quotes are given right over the phone.
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