Brooksville is one of the few places in Florida where you can stand on a hillside and look out over a neighborhood of homes that have been here for over a hundred years. That history is part of what makes this city worth living in. It’s also exactly why termite pressure here is different from newer developments in Spring Hill or the coastal communities to the west.
The older wood-frame homes in and around Brooksville’s historic district — many built between the 1900s and 1960s — are working with materials that predate modern treated lumber and concrete-slab construction. Both subterranean and drywood termites are confirmed active throughout Brooksville. Subterranean colonies come up through the soil, and the city’s rolling terrain means moisture collects unevenly across properties — creating ideal conditions in low-lying areas between hills. Drywood termites don’t need soil contact at all. They move in through exposed wood in eaves, trim, and window frames, which means upper floors and attic spaces on older Victorian-era homes are just as much at risk as the foundation.
A thorough termite inspection in Brooksville tells you exactly what’s happening in your home right now — not what probably isn’t happening. That’s the difference between peace of mind and an expensive surprise.
Around The Clock Pest Service is a family-run business serving Brooksville, Hernando County, and the surrounding area. When you call, you’re talking to George Lundin — our owner — not a call center, not a dispatcher, and not a voicemail. George handles most quotes over the phone before you even schedule, so you know what to expect before anyone shows up at your door.
That matters in a community like Brooksville, where we’ve built our reputation one honest conversation at a time. We hold FDACS License #LF286842, carry BBB accreditation, and have earned over 100 five-star Google reviews from real customers across Hernando and Pasco County. Customers consistently describe the experience the same way — fast, thorough, and straightforward.
We also offer discounts for military families and new homeowners. With Brooksville’s notably large Vietnam-era veteran population, that’s not a marketing line — it’s a genuine acknowledgment of who lives here and who we serve.
It starts with a phone call. George will ask you a few straightforward questions about your property — age of the home, construction type, whether you’re buying, selling, or just doing your annual due diligence. If you’re under contract on a Hernando County property and your lender is requiring a WDO report before closing, he’ll let you know right away what the timeline looks like and what the inspection will cost. No appointment required just to get a number.
On inspection day, our licensed inspector walks the full property — interior and exterior. In Brooksville, that means paying close attention to things that matter specifically here: the soil-to-wood contact points common in older foundations, the attic framing in homes with Victorian-era construction, wood trim and window frames that have been exposed to Florida’s wet season humidity for decades, and any areas where moisture has created conditions that accelerate wood decay. The inspection covers subterranean termites, drywood termites, wood-boring beetles, and fungal decay — everything that falls under the official WDO scope.
After the inspection, you receive the completed FDACS Form 13645 — the state-mandated WDO report that VA lenders, FHA lenders, and most conventional mortgage companies require. If issues are found, you’ll get a clear explanation of what was identified, where it is, and what your options are. No upsell pressure, no vague recommendations — just the facts.
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Florida law is clear: only a licensed pest control operator can legally produce a WDO inspection report. The official document — FDACS Form 13645 — is what your VA lender, FHA lender, or conventional mortgage company will ask for, and it has to come from someone with a valid FDACS license. We hold License #LF286842, valid through June 2027. That’s not a detail buried in fine print — it’s the reason the report you receive will actually be accepted at closing.
For buyers using VA financing in Hernando County, a WDO inspection isn’t optional. Florida is classified statewide as moderate to heavy termite risk, which means VA loans require it on every property — and the seller is typically required to cover the cost. If you’re the buyer, you still have the right to choose your own inspector. That choice matters more than most people realize, especially when the inspector has no referral relationship to protect and no incentive to minimize what they find.
For existing homeowners in Brooksville — particularly those in the older neighborhoods surrounding the historic downtown — annual termite monitoring is the professional standard. There are an estimated 13 subterranean termite colonies per acre in Florida. Those colonies are in the soil beneath your property right now. An annual inspection is what keeps a manageable situation from becoming a structural one.
It depends on how you’re financing the purchase. If you’re using a VA loan, the answer is yes — Florida is classified statewide as moderate to heavy termite risk, which makes a WDO inspection mandatory for VA financing on every property in the state, including all of Hernando County. FHA lenders and most conventional mortgage companies also require one, though the specific conditions can vary by lender. If you’re paying cash, it’s technically not required — but skipping it on an older Brooksville home is a risk most buyers regret.
The reason it matters so much here is the housing stock. A meaningful portion of homes in Brooksville were built before 1970, and some in the historic district predate 1939. Termite colonies in established neighborhoods like these can be active for years before any visible damage appears. A WDO inspection — producing the official FDACS Form 13645 — is the only way to know what you’re actually buying before the keys change hands.
For VA loans, the seller is typically required to pay for the WDO inspection — it’s part of how VA loan guidelines work in Florida. For FHA and conventional purchases, it’s negotiable and usually addressed in the purchase contract. In practice, most sellers in Hernando County transactions cover the inspection cost because it’s a relatively small number — WDO inspections in the Brooksville area generally run between $75 and $300 depending on property size — and refusing to cover it can stall a deal unnecessarily.
What’s worth understanding is that even when the seller pays, the buyer has the right to choose a qualified, licensed inspector. That distinction matters. An inspector chosen by the seller or a referring agent has a different set of incentives than one you’ve selected independently. We operate with no referral relationships to protect — the report reflects what our inspector actually finds, not what’s convenient for the transaction.
A WDO inspection — short for Wood-Destroying Organism inspection — covers four categories: subterranean termites, drywood termites, wood-boring beetles, and fungal decay. In Brooksville specifically, all four are relevant. Both subterranean and drywood termites are confirmed active throughout the city. Subterranean colonies enter through the soil, which is particularly significant given Brooksville’s rolling terrain and the moisture that collects in low-lying areas between the city’s hills. Drywood termites enter through exposed wood without any soil contact, making attic framing and upper-story trim on older homes a common target.
Wood-boring beetles — including powderpost beetles and old house borers — are often active in hardwood floors and attic framing for years before any surface signs appear. Fungal decay from sustained moisture exposure is also common in Brooksville’s older wood-frame homes, especially after the wet season. The inspection covers all of this and produces the official FDACS Form 13645, which is the document your lender will require and the only report a licensed pest control operator in Florida can legally produce.
For most homes in Brooksville — and especially for anything built before 1970 — an annual termite inspection is the right standard. Florida’s subtropical climate means there’s no cold-weather dormancy period that slows termite activity down. Colonies are active in January just as they are in July. In a city where a significant portion of the housing stock is wood-frame construction that’s been in the ground for fifty to a hundred years, the question isn’t whether termites will eventually find your home — it’s whether they already have.
Annual monitoring catches activity early, before it becomes structural damage. The average termite repair cost in Florida runs between $8,000 and $12,000, with severe cases exceeding $20,000. Homeowner’s insurance doesn’t cover termite damage. An inspection that costs a few hundred dollars once a year is the most straightforward way to protect what is almost certainly your largest financial asset. For homes in Brooksville’s historic district, where the wood is old and the soil colonies are well-established, that math is especially hard to argue with.
The most common visible sign is swarmers — winged termites that emerge from an established colony when it’s ready to expand. In Florida, eastern subterranean termites swarm from October through February, while dark southeastern subterranean termites swarm from March through June. If you see what looks like a swarm of flying ants near a window, door frame, or light fixture, that’s a signal worth taking seriously. Other signs include mud tubes along foundation walls or crawl space framing — these are the tunnels subterranean termites build to travel from the soil to the wood. Drywood termites leave behind small piles of frass, which looks like fine sawdust or sand, near the wood they’re feeding on.
In older Brooksville homes, damage can also show up as soft spots in wood floors, hollow-sounding wall studs, or doors and windows that have started sticking without any obvious reason. The challenge is that termite activity is often well-established before any of these signs appear. If you’ve noticed anything unusual — or if it’s simply been more than a year since your last inspection — a professional termite inspection in Brooksville, FL is the right next step.
Yes — we offer discounts for military families and new homeowners, and both apply directly to termite inspections. Brooksville has one of the highest concentrations of Vietnam-era veterans in the region — more than twice the rate of any other conflict era according to census data. That’s a real part of who lives here, and the military discount reflects that. It’s not a footnote — it’s something George extends personally because it’s the right thing to do for people who’ve served.
The new homeowner discount exists for a straightforward reason: the first thorough inspection of a home you’ve just purchased is the most important one. You don’t know the property’s pest history, and the previous owner may not either. Getting a complete WDO inspection shortly after closing — especially on an older home in one of Brooksville’s established neighborhoods — gives you a clean baseline and catches anything that may have been missed or undisclosed during the transaction. Both discounts are available when you call, and George will apply them directly without any extra steps on your end.
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