Most termite damage in Holiday isn’t discovered during a renovation or a repair — it’s discovered when someone finally orders an inspection. And by then, the colony has usually been active for years. The soft spot in the floor, the hollow sound when you knock on a wall stud, the faint mud trail along the foundation — these are signs that don’t announce themselves. They build quietly while life goes on around them.
Holiday’s housing stock makes this especially relevant. A significant portion of the homes here were built between the 1940s and the 1990s — wood-frame construction, original subflooring, and structural lumber that’s been sitting in one of Florida’s most moisture-heavy coastal environments for decades. The Gulf of Mexico borders this community to the west, and a Gulf canal cuts directly through it. That consistent soil moisture is exactly what subterranean termite colonies need to thrive, and they don’t slow down in winter the way they might in other parts of the country.
A professional termite inspection gives you a clear, documented picture of what’s actually happening inside your home — not a guess, not a visual scan from the doorway. If you’re buying, selling, refinancing, or simply haven’t had one done in a few years, the cost of finding out now is a fraction of what you’d pay to fix what gets missed.
Around The Clock Pest Service is a family-owned business serving Holiday, Pasco County, and the surrounding area. When you call, you reach George — the owner, the licensed operator, and the person responsible for your inspection. Not a dispatcher. Not a scheduling system. George.
That matters more than it might sound. In a market where national chains rotate technicians and regional operators outsource their work, knowing who’s coming to your home — and being able to ask them a direct question — is genuinely rare. We hold FDACS License #LF286842, which is the state-required credential to legally perform WDO inspections and produce the FDACS Form 13645 report that lenders and real estate agents require. That license is valid, current, and verifiable.
Over 100 five-star Google reviews from real clients across Pasco and Hernando County back up what the license confirms. Whether you’re in Beacon Square, Holiday Lake Estates, or anywhere else in Holiday, you’re getting the same level of attention — and the same person on the other end of the phone.
It starts with a phone call. Most quotes are given right then — no sales visit required just to get a number. George will ask a few straightforward questions about the property: size, age, construction type, and whether this is for a real estate transaction or a routine inspection. For Holiday homes, the age of the property usually comes up quickly, because a 1970s ranch in Beacon Square has a different risk profile than a newer build in Key Vista.
On inspection day, a licensed inspector examines every accessible area of the home — the attic, crawlspace if present, garage, foundation perimeter, interior walls, and any wood structures that termites are known to target. This isn’t a walk-through. It’s a methodical check for subterranean termites, drywood termites, wood-boring beetles, and wood-decaying fungi, which are particularly common in Holiday’s high-humidity coastal environment. Every area that can be accessed gets looked at.
When the inspection is complete, you receive the official FDACS Form 13645 — the state-mandated WDO report that VA lenders, FHA lenders, and conventional mortgage companies all accept. If you’re under contract on a Holiday property and your lender is waiting on this document, the turnaround is fast. If issues are found, you’ll get a plain-language explanation of what was discovered and what your options are — no upsell pressure, no manufactured urgency.
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A WDO inspection in Florida covers more ground than most people realize going in. It’s not just termites. The official inspection evaluates for all wood-destroying organisms — subterranean termites, drywood termites, wood-boring beetles, powderpost beetles, old house borers, and wood-decaying fungi. That last category is especially relevant in Holiday, where Gulf Coast humidity and the moisture profile of canal-adjacent properties create ideal conditions for fungal wood decay even in homes without active termite activity.
For real estate transactions, this inspection produces the FDACS Form 13645 — the only report Florida law recognizes for WDO purposes, and the one your lender will specifically ask for. A standard home inspector cannot produce this document. Only a licensed pest control operator with active FDACS certification can. We hold that certification — License #LF286842 — and issue the report directly. If you’re using a VA loan to buy in Holiday, the seller typically covers the cost of this inspection, and the report must meet VA-specific documentation standards. We handle those requirements routinely.
Beyond real estate, we also offer annual termite monitoring for Holiday homeowners who want consistent coverage between transactions. Given that nearly a quarter of Holiday’s housing stock sits vacant at any given time — and that vacant homes are among the most vulnerable to undetected infestations — ongoing monitoring is one of the more practical investments a homeowner here can make. New homeowners and military families receive special discounts, which is relevant in a community with close to 2,900 documented veterans.
Yes — for virtually all VA-financed home purchases in Florida, a WDO inspection is required before closing. The VA mandates it because termite damage is excluded from standard homeowner’s insurance, meaning any undisclosed infestation becomes the buyer’s financial problem the moment they take ownership. In Holiday, where a large share of homes were built decades ago and where coastal moisture conditions support year-round termite activity, this requirement exists for good reason.
The report must be produced by a licensed pest control operator — not a general home inspector. We hold FDACS License #LF286842, which is the state credential required to legally perform this inspection and issue the FDACS Form 13645 report your lender will ask for. In most VA transactions in Florida, the seller pays for the WDO inspection. If you’re under contract in Holiday and need this done quickly, call directly — most quotes are given over the phone, and scheduling is available seven days a week.
A WDO inspection — short for Wood-Destroying Organism inspection — covers more than just termites. A licensed inspector examines all accessible areas of the home for subterranean termites, drywood termites, wood-boring beetles, powderpost beetles, old house borers, and wood-decaying fungi. That fungal category is worth noting, especially in Holiday’s environment. The combination of Gulf Coast humidity and the moisture levels that come with living near a canal or the Gulf itself creates conditions where wood decay can advance independently of any termite activity.
The output of the inspection is FDACS Form 13645 — the state-mandated report that documents all findings. It notes what was found, where it was found, and what areas were inspected. Lenders, real estate attorneys, and buyers use this document to understand the current condition of the property’s wood structures. If issues are found, the report describes them clearly — it doesn’t just flag a problem and leave you guessing. You’ll know what was found and where, and we’ll walk you through what it means.
The professional recommendation for Florida homeowners — particularly those in coastal Gulf communities like Holiday — is once a year at minimum. In areas with elevated moisture exposure, like the canal-adjacent and Gulf-adjacent neighborhoods throughout Holiday, semi-annual monitoring is worth considering. Termites in this part of Pasco County don’t have a dormant season. They’re active year-round, and Florida’s summer rainy season — when soil moisture peaks — is when subterranean colonies are most aggressively tunneling and expanding.
For homeowners in older subdivisions like Beacon Square or the Colonial Hills area, where the homes were built in the 1960s through 1980s and have never been treated with modern termite-resistant materials, annual inspections are genuinely important. A lot can happen in a year inside wall cavities and subflooring that you simply can’t see from the surface. Catching an infestation early — before it reaches structural components — is the difference between a manageable treatment and a repair bill that can run $8,000 to $12,000 or more. Standard homeowner’s insurance won’t cover it, which makes the cost of an annual inspection look very reasonable by comparison.
No — and this is one of the most common misunderstandings buyers run into during the closing process. In Florida, a licensed home inspector is not authorized to perform a WDO inspection or produce the FDACS Form 13645 report that lenders require. That inspection can only be legally conducted by a licensed pest control operator with active FDACS certification. The two credentials are completely separate, and one does not substitute for the other.
This matters practically in Holiday’s real estate market, where buyers using VA or FHA financing sometimes assume their home inspection covered the termite requirement — and then discover days before closing that it didn’t. We hold FDACS License #LF286842 and are fully authorized to conduct WDO inspections and issue the required state report. If you’re in the middle of a transaction and realized this gap late, call directly. Most quotes are handled over the phone, and the turnaround on scheduling is fast enough to avoid delaying a closing.
The most common early sign of subterranean termites — the species most active in Pasco County’s coastal soil — is mud tubes. These are pencil-thin tunnels made of soil and termite saliva that colonies build to travel between the ground and the wood they’re feeding on. You’ll typically find them along the foundation, in crawlspaces, or along interior walls near the floor. They’re easy to miss if you’re not specifically looking for them, which is part of why infestations often go undetected for years.
Other signs include soft or spongy spots in wood floors, hollow-sounding walls when you knock on them, discarded wings near windowsills or entry points after a swarming event, and small piles of what looks like sawdust near baseboards or door frames. Swarmers — the winged reproductive termites — typically emerge in spring in the Tampa Bay area, often after a rain event. If you see a sudden cluster of winged insects inside your home, that’s not a coincidence — it usually means a colony has been established nearby for at least three to five years. At that point, a professional inspection isn’t optional.
Yes — we offer special discounts for military families, and that offer is directly relevant in Holiday. The community has close to 2,900 documented veterans among its residents, and Pasco County has one of the more active VA loan markets in the Tampa Bay area. For veteran buyers using VA financing, a WDO inspection is already a required part of the closing process — so the discount applies at exactly the moment it’s most useful.
The discount is also available to new homeowners regardless of loan type, which matters in a market like Holiday where buyers are regularly moving into 1960s through 1980s homes that may not have had a professional inspection in years. Starting that relationship with a licensed inspector from day one — rather than waiting for something to surface — is genuinely the smarter approach in an older housing market. Call directly to ask about current discount availability. George answers personally, and the conversation about pricing is straightforward and upfront.
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