A termite inspection isn’t just a checkbox. For a Jasmine Estates homeowner, it’s the difference between catching a problem early and writing a five-figure check to fix damage that’s been quietly building for years. The homes throughout this area — many of them built in the 1960s, 70s, and 80s — have aging wood framing, long-degraded soil treatments, and decades of Gulf Coast humidity working against them.
At roughly six and a half feet above sea level, groundwater in Jasmine Estates sits close to the surface. Soil stays moist. Subterranean termites — including the Formosan species documented right here in the area — thrive in exactly these conditions, year-round, not just in the spring. By the time you see visible damage, a colony has usually been active for a while.
What a proper WDO inspection gives you is clarity. You find out what’s there, what’s not, and what to watch. If you’re buying a home in Jasmine Estates, that report is also what your lender needs before you can close — and it has to come from a licensed operator. Either way, you walk away knowing the truth about the home you’re protecting.
We’re a family-owned, owner-operated business based out of Spring Hill in Hernando County, serving Pasco County communities including Jasmine Estates, Port Richey, and the surrounding Gulf Coast corridor. George Lundin built this business because he was tired of the way corporate pest control companies treat people — phone trees, no-shows, vague pricing, and technicians you’ve never met. So he built the opposite of that.
When you call Around The Clock, George picks up. Most quotes happen right there on the phone — no sales visit required, no pressure. We hold FDACS License #LF286842, carry BBB A+ accreditation, and have earned over 100 five-star Google reviews from real customers in Hernando and Pasco counties. Every inspection is performed by our in-house, state-certified staff — no subcontractors, no rotating strangers.
If you’re a veteran or a new homeowner who just closed on a place in Jasmine Estates or anywhere else in the area, ask about the discounts available to you. We built this business on relationships, not transactions.
It starts with a phone call. George or a member of our team walks you through what you need, gives you a quote on the spot in most cases, and gets you scheduled — often within 24 hours, including weekends. If you’re under contract on a home in Jasmine Estates and your lender is waiting on a WDO report, that turnaround time matters more than most people realize.
On inspection day, a licensed technician goes through the property systematically — foundation perimeter, crawl spaces, subfloor framing, window frames, door sills, garage areas, and any wood-to-soil contact points. In older Pasco County homes, those contact points are often where problems start. The inspector is looking for live termite activity, evidence of past activity, mud tubes, frass, wood-decaying fungi, and any conditions that make the home more vulnerable going forward.
After the inspection, you get the official FDACS Form 13645 — the state-mandated WDO report that VA lenders, FHA lenders, and conventional mortgage companies all require. It’s signed by a licensed FDACS-certified inspector and meets every standard your lender is looking for. If something is found, you’ll get a straight explanation of what it is and what your options are.
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A WDO inspection covers more ground than most people expect. Under Florida law, a licensed WDO report addresses all wood-destroying organisms — not just termites. That means subterranean termites, drywood termites, wood-boring beetles like powderpost beetles and old house borers, and wood-decaying fungi. In a Jasmine Estates home that’s been sitting in Gulf Coast humidity for forty or fifty years, fungal decay is often found right alongside termite activity — and both are documented on the same official report.
The inspection also covers conditions that make a home more susceptible going forward: improper wood-to-soil contact, moisture intrusion, inadequate ventilation in crawl spaces, and drainage issues that keep the soil around the foundation consistently wet. These findings matter whether you’re buying, selling, or simply maintaining a home you’ve owned for years. For buyers using VA or FHA financing, the FDACS Form 13645 produced at the end of the inspection is a required document — your general home inspector cannot produce it, and a report from an unlicensed operator will be rejected by your lender.
We handle both pre-purchase WDO inspections and annual termite monitoring for long-term homeowners throughout Jasmine Estates and the surrounding Port Richey area. If you’re preparing to list a home, a pre-listing termite report can also help you get ahead of any findings before buyers come to the table.
If you’re using a VA loan, the answer is yes — it’s a firm requirement, not optional. VA lenders require a WDO inspection for all Florida properties before closing, and the report must come from an FDACS-licensed pest control operator. FHA lenders have similar requirements, and many conventional lenders in Pasco County will also request one given Florida’s classification as a high-termite-risk state.
What a lot of buyers don’t realize is that the report has to be on the official FDACS Form 13645. A general home inspection does not satisfy this requirement — home inspectors in Florida are not licensed to conduct or report on wood-destroying organisms. If you’re under contract on a home in Jasmine Estates and your closing date is coming up, getting this scheduled quickly is important. We can typically turn this around within 24 hours of your call, including on weekends.
A standard home inspection covers the general condition of a property — roof, electrical, plumbing, HVAC, and structural components. It’s a broad overview. A WDO inspection is something entirely different and requires a separate state license to perform. Only FDACS-licensed pest control operators can legally conduct a WDO inspection and produce the report that lenders and real estate transactions require.
The WDO inspection focuses specifically on wood-destroying organisms: subterranean and drywood termites, wood-boring beetles, and wood-decaying fungi. In older Jasmine Estates homes — many of which were built during a concentrated development period in the mid-to-late twentieth century — the inspector is also evaluating conditions that create vulnerability, like wood-to-soil contact, moisture accumulation, and areas where previous treatments may have degraded. These are things a general home inspector isn’t trained or licensed to assess.
For most of Florida, pest professionals recommend annual WDO inspections — and in Jasmine Estates, that recommendation carries more weight than it does in drier, inland parts of the state. The Gulf Coast climate here means termites don’t go dormant in winter the way they might in cooler regions. Subterranean termites, including the Formosan species that has been documented in this area, stay active year-round when conditions are right — and along this stretch of Pasco County, conditions are almost always right.
Homes that are forty or fifty years old, sitting near sea level with consistently moist soil, don’t get more forgiving over time. An annual inspection catches new activity before it becomes structural damage. It also gives you a documented record of the property’s condition over time, which is useful if you ever sell. For homeowners who’ve gone several years without an inspection — or who have never had one — getting that baseline established is the right first step.
The most common early sign of subterranean termites is mud tubes — pencil-thin tunnels made of soil and debris that termites build along foundation walls, piers, or any surface connecting the ground to the wood above. They’re often found along the exterior foundation, inside garages, or in crawl spaces. In older Jasmine Estates homes with concrete block construction, they sometimes appear along mortar joints or through expansion cracks.
Other signs include wood that sounds hollow when tapped, bubbling or uneven paint on walls or door frames, small piles of what looks like sawdust near baseboards or windowsills (which is actually frass from drywood termites), and doors or windows that suddenly stick or don’t close properly due to structural shifting. In spring, winged termites — called swarmers — emerging from walls or soil around the home are a clear signal that a colony is already established. If you’re seeing any of these in a home along the US-19 corridor, don’t wait to call.
No — and this is one of the most important things Florida homeowners need to understand. Standard homeowner’s insurance policies explicitly exclude termite damage. It’s classified as a maintenance issue, not a sudden or accidental loss, which means no matter how severe the structural damage is, your insurer won’t cover the repair bill.
In Jasmine Estates, where the median home value has climbed to over $219,000 and the housing stock is aging, that exclusion carries real financial weight. The average termite repair cost in Florida runs between $8,000 and $12,000, and severe cases can exceed $20,000. There is no backstop. The only financial protection available to you is catching the problem early — which is exactly what a regular WDO inspection is designed to do. A $150 inspection that finds a $10,000 problem early isn’t an expense. It’s the most cost-effective decision you can make as a homeowner in this area.
Yes, and both discounts reflect something real about the community we serve. Pasco County has a meaningful veteran population, and Jasmine Estates — with its working-class character, affordable home prices, and strong sense of neighborhood — is the kind of place where military families put down roots. The veteran discount is a straightforward acknowledgment of that. If you or someone in your household has served, mention it when you call and it gets applied.
The new homeowner discount exists for a similar reason. Buying a home in Jasmine Estates — especially an older one — is a significant financial commitment, and starting that ownership with a clean, documented WDO inspection is one of the smartest things you can do. The discount makes it easier to do that from day one rather than waiting until something goes wrong. Both discounts are applied directly to your inspection cost — no hoops, no fine print. Just call and ask.
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