You’re about to make one of the biggest investments of your life. The last thing you want is to discover termite damage after closing day, when it’s too late to negotiate repairs or walk away.
A proper termite inspection in Jessamine, FL gives you the facts you need to make an informed decision. You’ll know exactly what you’re dealing with—whether that’s a clean bill of health or specific issues that need addressing before you take ownership.
Most importantly, you’ll have the documentation required for your mortgage, insurance, and peace of mind. No surprises, no regrets, just clear information that helps you move forward confidently.
We’ve been protecting Hernando County families for years with honest, thorough termite inspections. As a family-run business, you work directly with the owner—not a rotating cast of technicians who don’t know your property.
Our state certifications and over 100 five-star Google reviews speak to our commitment to doing the job right the first time. We answer every call personally, provide most quotes over the phone, and respond within 24 hours, even on weekends.
In Jessamine’s humid climate where termites thrive year-round, you need an inspector who understands local conditions and takes the time to do a complete evaluation of your property.
First, we schedule your inspection at your convenience and arrive on time with all necessary equipment. Our licensed inspector conducts a comprehensive examination of your property’s interior, exterior, attic, and accessible areas, looking for signs of termites, wood-boring beetles, and wood-decaying fungi.
We use advanced detection methods to identify both active infestations and conducive conditions that could lead to future problems. This includes checking for moisture issues, wood-to-ground contact, and other factors that attract wood-destroying organisms.
Within 24 hours, you receive your official WDO report on the required state form, complete with detailed findings and recommendations. If treatment is needed, we provide clear options and can coordinate repairs before your closing date.
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Your termite inspection covers all accessible areas of the structure, including the main building, attached porches, decks, and other wooden elements. We examine foundation areas, crawl spaces, attics, and interior spaces for evidence of wood-destroying organisms.
In Jessamine’s climate, we pay special attention to areas prone to moisture accumulation—a key factor in termite attraction. Our inspection identifies not just active infestations but also conducive conditions like improper drainage, wood debris, and structural issues that could invite future problems.
The official report meets all Florida Department of Agriculture requirements and includes specific findings, locations of any issues, and recommendations for treatment or prevention. This documentation satisfies mortgage lenders, insurance companies, and VA loan requirements.
WDO inspections in the Spring Hill and Jessamine area typically range from $50 to $200, depending on the size and complexity of the property. Most standard residential inspections fall in the $75-$150 range.
The exact cost depends on factors like square footage, accessibility of crawl spaces and attics, and whether additional structures like detached garages or sheds need inspection. We provide upfront pricing over the phone so there are no surprises.
Remember, this small investment can save you thousands in repair costs by identifying problems early. Many of our clients tell us the inspection fee was the best money they spent during their home buying process.
We examine your property for three main categories: active wood-destroying organisms, evidence of past activity, and conditions that could lead to future infestations.
For termites, we look for mud tubes, damaged wood with the characteristic honeycomb pattern, discarded wings from swarmers, and frass (termite droppings). We also check for wood-boring beetles, carpenter ants, and wood-decaying fungi that can compromise structural integrity.
Equally important are conducive conditions like moisture problems, wood-to-ground contact, improper ventilation, stored lumber near the structure, and landscaping that directs water toward the foundation. Identifying these issues early allows you to address them before they become bigger problems.
A WDO inspection report is typically valid for 90 days from the date of inspection for real estate transactions. Most lenders and title companies follow this standard timeframe for underwriting purposes.
However, some lenders may have different requirements, and the validity period can vary based on your specific loan type and closing timeline. VA loans, for example, strictly adhere to the 90-day rule for termite inspections in required areas.
If your closing gets delayed beyond the 90-day window, you’ll likely need a new inspection. We recommend scheduling your WDO inspection as close to your expected closing date as possible while still allowing time for any necessary treatments or repairs.
Yes, VA loans require termite inspections for all properties in Florida because the state is classified as having “moderate to heavy” or “very heavy” termite infestation probability. This requirement applies to both purchase loans and cash-out refinances.
The inspection must be conducted by a licensed professional and documented on the official NPMA-33 form or Florida’s equivalent WDO report. Any active infestations or structural damage must be treated and repaired before the loan can close.
As of 2022, VA borrowers are allowed to pay for the inspection cost when it’s required to meet minimum property requirements. The inspection must be completed within 90 days of closing, and all findings must be addressed to VA standards before loan approval.
Finding termites during an inspection isn’t necessarily a deal-breaker—it’s actually better to discover them before you buy than after you move in. The key is addressing the issue properly before closing.
If active termites are found, treatment will be required before the sale can proceed. This typically involves either liquid soil treatments, baiting systems, or localized spot treatments depending on the extent of the infestation. Most treatments can be completed within 1-2 weeks.
The seller usually handles treatment costs as part of the negotiation, though this varies by contract terms. We coordinate directly with all parties to ensure treatment is completed properly and documented for your lender. Our goal is keeping your closing on track while ensuring your new home is properly protected.
In Florida’s termite-friendly climate, annual inspections are the minimum recommended frequency for most homeowners. Properties with previous termite activity, moisture issues, or high-risk conditions may benefit from more frequent monitoring.
Annual checkups catch problems early when treatment is less expensive and less disruptive. Many homeowners combine their termite inspection with other routine maintenance tasks like HVAC service or roof inspections.
If you have an active termite treatment plan or monitoring system in place, we should be checking your property at least annually as part of that service. Regular monitoring is your best defense against the costly surprise of discovering extensive termite damage during a future real estate transaction.
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