You walk away with an official Florida Department of Agriculture WDO report that your lender accepts. No delays at closing. No surprises about hidden termite damage. No wondering if that wood-to-ground contact behind your house is feeding a colony.
Most importantly, you know exactly where you stand. If we find active termites, you get a clear path forward. If we don’t, you get peace of mind and the documentation you need to close on time.
The whole process takes about an hour, covers every accessible area of your property, and gives you the answers you came for.
We’ve been protecting Hernando County families for years as a locally-owned business that actually answers the phone. We hold multiple Florida Department of Agriculture pest control licenses and understand exactly what Dade City properties face.
Your inspection gets handled by the owner, not a rotating cast of technicians. We know the local termite patterns, the construction styles that create problems, and how Florida’s humidity affects wood structures differently across our area.
When you need a WDO inspection for your VA loan termite inspection Florida requirement or annual termite checkup, you’re working with someone who’s seen it all and won’t leave you guessing about what happens next.
We start with your exterior foundation, checking for mud tubes, moisture damage, and any wood-to-soil contact that creates termite highways. Then we move inside, examining window frames, door frames, baseboards, and any visible wood structures for signs of activity or damage.
The attic and crawl spaces get thorough attention since that’s where termites often establish themselves before you notice them downstairs. We’re looking for frass, damaged wood, swarm evidence, and conditions that invite future problems.
You get a complete Florida FDACS-13645 form that documents everything we found, whether there’s active infestation, old damage, or conditions that need attention. The report clearly states whether your property passes inspection or needs treatment before closing.
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Your Wood Destroying Organism report covers termites, wood-boring beetles, carpenter ants, and wood decay fungi. We inspect all accessible interior and exterior areas, including attics, crawl spaces, garages, and basements when present.
In Dade City, we see both subterranean termites that build mud tubes from the ground up and drywood termites that can enter through roof areas and work their way down. Both types cause serious structural wood damage assessment problems, but they leave different evidence.
The inspection focuses on visible signs and accessible areas. We don’t tear into walls or move stored items, but we thoroughly examine everything we can reach. Your report includes any conditions conducive to infestations, like moisture problems or wood debris near the foundation, that could create future issues.
WDO inspections in our area typically run between $40-$75 for most residential properties. The exact cost depends on your home’s size, accessibility, and whether you need the inspection bundled with other services.
For real estate transactions, many sellers cover this cost as part of closing, especially for VA loans where it’s required. The investment is minimal compared to the thousands of dollars termite damage can cost if left undetected.
We provide upfront pricing over the phone and don’t add surprise fees. Most homeowners find the cost reasonable when they consider it’s protecting their largest investment and keeping their closing on track.
We examine every accessible area for evidence of termites, wood-boring beetles, carpenter ants, and wood decay fungi. This includes mud tubes along foundations, damaged or hollow-sounding wood, termite droppings (frass), discarded wings from swarms, and any wood that shows boring patterns.
The inspection also identifies conditions conducive to infestations like moisture problems, wood-to-ground contact, mulch against the house, or stored wood near the foundation. These conditions don’t fail the inspection but get noted as areas that could invite future problems.
Your report clearly states whether we found active infestation, old damage, or a clean property. For real estate transactions, this documentation is exactly what lenders need to approve your loan and move toward closing.
Most WDO inspection reports remain valid for 30-90 days, depending on your lender’s requirements. VA loans typically require the inspection to be completed within 30 days of closing, while conventional loans may accept reports up to 90 days old.
The validity period exists because termite activity can change, especially during swarming seasons in spring and summer. If your closing gets delayed beyond the report’s expiration date, you’ll need a new inspection to satisfy lender requirements.
We recommend scheduling your WDO inspection after your home inspection and appraisal are complete, but early enough to address any issues that might be found. This timing keeps your report fresh for closing while giving you time to handle any necessary treatments.
Yes, VA loans require a WDO inspection for most Florida properties, and the seller typically pays for it. The Department of Veterans Affairs considers Florida a high-risk termite area, making the inspection mandatory rather than optional.
Your VA lender won’t approve the loan without a clean WDO report or documentation that any found issues have been properly treated. This requirement protects both you and the VA from purchasing a property with hidden termite damage.
The inspection must be performed by a licensed pest control operator and documented on the official Florida form. If active termites are found, they must be treated and a follow-up inspection completed before the loan can proceed to closing.
A WDO (Wood Destroying Organism) inspection is more comprehensive than a basic termite inspection. While termite inspections focus only on termites, WDO inspections examine all wood-destroying pests including termites, wood-boring beetles, carpenter ants, and wood decay fungi.
For real estate transactions, lenders specifically require WDO reports because they provide a complete picture of any organisms that could damage the property’s wood structures. A standard termite inspection might miss beetle damage or fungal decay that could affect the home’s value.
The WDO inspection uses the official Florida Department of Agriculture form that lenders and insurers recognize. This standardized report format ensures your documentation meets all legal requirements for closing and provides the comprehensive coverage your investment deserves.
Yes, we offer same-day service when you’re facing tight closing deadlines or urgent inspection needs. As a local, family-owned business, we understand that real estate transactions don’t always go according to schedule.
We keep our schedule flexible specifically for these situations. Whether your lender just requested the inspection, your previous inspector fell through, or you’re dealing with a quick closing timeline, we can usually accommodate same-day requests.
Call us directly and we’ll work with your schedule. We know how stressful closing delays can be, and we’ve helped many Dade City families get their WDO reports completed quickly without sacrificing thoroughness or accuracy.
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