You get a thorough inspection from a state-certified professional who knows exactly what lenders and real estate agents need. No surprises, no delays, no wondering if your biggest investment is at risk.
Your WDO report meets all VA loan termite inspection Florida requirements and FHA standards. We handle the paperwork correctly the first time so your closing stays on track.
When you choose a licensed inspector who answers every call personally, you’re not just getting a piece of paper. You’re getting real expertise from someone who’s been protecting Forest Hills homes for years and knows how to spot problems before they cost you thousands.
We’ve been protecting Hernando County families through direct, personal service. When you call, you talk to the owner – not a call center.
Our over 100 five-star Google reviews reflect what happens when you work directly with someone who takes responsibility for every inspection. We maintain state certifications, proper licensing, and the knowledge that comes from years of protecting homes just like yours.
Forest Hills homeowners choose us because we understand the local challenges. High humidity, sandy soil, and Florida’s climate create perfect conditions for wood-destroying organisms. We know what to look for and how to document findings that satisfy lenders, agents, and most importantly, give you real answers.
Your inspection starts with a thorough visual examination of all accessible areas – interior, exterior, crawl spaces, and anywhere wood-destroying organisms might hide. We check for active infestations, past damage, and conditions that attract termites.
The official WDO report documents everything using Florida’s standardized Form 13645. This isn’t just paperwork – it’s your protection and proof that meets all lender requirements for VA loan termite inspection Florida, FHA loans, and conventional mortgages.
You receive your completed report within 24 hours, properly formatted for real estate transactions. If we find issues, we explain exactly what they mean and connect you with trusted treatment options. No confusion, no delays in your closing timeline.
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Your inspection covers all wood-destroying organisms – not just termites. Subterranean termites, drywood termites, wood-boring beetles, carpenter ants, and fungal decay all get documented in your comprehensive report.
Forest Hills homes face unique challenges with Florida’s humid climate and sandy soil conditions. Subterranean termites thrive in our moist environment, while drywood termites can enter through any small opening. We know the local species and seasonal patterns that affect your property.
Beyond real estate transactions, annual termite checkups protect your investment year-round. Early detection saves thousands in repair costs and gives you confidence that your home stays structurally sound. Many homeowners schedule annual inspections to catch problems before they become expensive emergencies.
WDO inspection costs in Forest Hills typically range from $150 to $300, depending on your home’s size and complexity. We provide most quotes over the phone, so you know the exact cost upfront.
The inspection fee includes the complete visual examination, official WDO report on Florida Form 13645, and any follow-up questions you have about the findings. For real estate transactions, this small investment protects you from potentially thousands in hidden termite damage.
Many sellers cover the inspection cost as part of negotiations, especially for VA loans where it’s typically required. We work directly with real estate agents and lenders to make the process smooth for everyone involved.
We examine all accessible areas for signs of wood-destroying organisms including live termites, mud tubes, damaged wood, frass (termite droppings), and discarded wings from swarmers. We also identify conditions that attract these pests.
The inspection covers subterranean termites that build mud tubes from soil to wood, drywood termites that enter through small cracks, wood-boring beetles, carpenter ants, and fungal decay. Each type leaves different evidence, and knowing what to look for takes proper training and experience.
Your official report documents active infestations, past damage, previous treatments, and areas we couldn’t access. This comprehensive approach ensures lenders get the complete picture they need for loan approval while giving you real protection for your investment.
Termite inspection reports are typically valid for 90 days from the inspection date for real estate transactions. This gives you time to complete your closing while ensuring the information remains current for lenders.
If your closing gets delayed beyond 90 days, you’ll need a new inspection to satisfy lender requirements. That’s why timing matters – we work with your real estate timeline to ensure the inspection happens at the right moment in your transaction.
For annual termite checkups on homes you already own, there’s no expiration date. These inspections help you monitor your property’s condition and catch problems early, regardless of any sale timeline.
Yes, VA loan termite inspections are required throughout Florida because the state is classified as a moderate to heavy termite infestation zone. The Department of Veterans Affairs mandates WDO inspections to protect veterans from purchasing homes with hidden structural damage.
VA loans require either a complete WDO inspection with clear Section 1 findings or an NPMA-33 form stating no active termite infestation. Most lenders prefer the full WDO inspection because it provides more comprehensive protection for the buyer.
The seller typically pays for VA loan termite inspections, though this can be negotiated in your purchase contract. We handle all the required paperwork and ensure your report meets VA standards so your loan approval stays on track.
A structural wood damage assessment examines all wooden components of your home for signs of deterioration from termites, beetles, fungal decay, and other wood-destroying organisms. We check framing, floor joists, wall studs, roof rafters, and any structural wood elements.
The assessment identifies active damage, estimates the extent of any problems, and determines if repairs are needed before closing. For real estate transactions, this information helps buyers understand exactly what they’re purchasing and gives sellers a chance to address issues proactively.
We document everything in your official WDO report using standardized terminology that lenders and insurance companies recognize. If structural repairs are needed, we can recommend qualified contractors who specialize in wood damage restoration and termite-related repairs.
Annual termite checkups are recommended for all Forest Hills homeowners, especially given Florida’s year-round termite season and humid climate conditions. Early detection prevents small problems from becoming expensive structural repairs.
Homes with previous termite activity, wood-to-ground contact, moisture issues, or older construction should consider inspections every six months. Properties near wooded areas, with mulch landscaping, or crawl space construction also benefit from more frequent monitoring.
Regular inspections cost far less than termite damage repairs, which average $600 to $7,500 according to industry data. Think of annual checkups as insurance for your home’s structural integrity – a small investment that protects your largest financial asset.
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