When you need a termite inspection in Loyce, FL, you’re not just checking a box. You’re protecting what might be your biggest investment from thousands of dollars in hidden damage.
A termite inspection could save you a significant amount of money in repairs by identifying problems early. Catching a termite infestation early is key to minimizing damages and costs. In Hernando County, where there are 13 subterranean termite colonies per acre, this isn’t just smart—it’s essential.
Your real estate transaction stays on track. Your VA loan gets approved. You sleep better knowing exactly what you’re buying.
Around The Clock Pest Service brings something different to termite inspections in Loyce, FL. You work directly with the owner, not a rotating cast of technicians.
To provide a termite inspection, we maintain an ID card issued from the Department of Agriculture and Consumer Services (DACS). We have that certification, plus the local knowledge that comes from serving Hernando County families for years.
When you call, you get answers—not voicemail. When you need a WDO report for your closing, we understand the timeline matters. Over 100 five-star Google reviews tell the story better than we can.
The average termite inspection takes between 30 to 45 minutes for a thorough inspection, depending on the size of the residence. Other conditions of the home and property including attic clutter, storage of personal items, and similar factors can also extend inspection time.
We start with the exterior, looking for mud tubes, wood-to-ground contact, and moisture issues that attract termites. Inside, we check basements, crawl spaces, and attics—anywhere wood-destroying organisms might hide. A termite inspection is a visual inspection for evidence of wood-destroying insects or organisms of the readily accessible areas of a home. We visually inspect the entire interior of a home including entering any sub-space, crawlspaces, attics, and the exterior of the property.
You get a detailed report documenting our findings, meeting all state requirements for real estate transactions and VA loans. If we find issues, we explain what they mean and what your options are—no sales pressure, just straight information.
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Termite inspections are officially referred to as Wood Destroying Organisms (WDO) inspections. They are intended to detect signs of Drywood termites, Subterranean termites, Wood-devouring beetles, Carpenter ants, and dry rot.
In Loyce and throughout Hernando County, we see both types of termites that damage Florida homes. Both subterranean termites and drywood termites are found throughout Spring Hill. Subterranean termites can enter your home through the ground and feed on cellulose which is found in wood and other similar materials.
Your WDO report includes evidence of current infestations, past damage, previous treatments, and conditions that could lead to future problems. A detailed report or certificate from this inspection, valid for 90 days, outlines the findings and recommendations. As of June 2022, the VA updated its regulations to allow all borrowers to cover termite inspection reports when the inspection is required.
The cost for a WDO or termite inspection will be relatively minimal and currently ranges from $40 to $50 in our area. We provide upfront pricing over the phone—no surprises, no hidden fees.
The investment makes sense when you consider home insurance policies don’t cover the cost of repairing termite damage, and major infestations can cost tens of thousands to repair. Many of our Loyce clients tell us the inspection fee was the best money they spent during their home purchase.
We look for evidence of infestation by termites or other wood destroying organisms, including wood destroying fungi. We document damage by the termites or other wood destroying organisms, and we note previous treatment for termites or other wood destroying organisms.
We look for mud tubes along foundations, damaged wood, discarded wings from swarmers, and moisture conditions that attract termites. In Loyce’s climate, we pay special attention to areas where wood contacts soil, poor drainage around foundations, and any signs of the Formosan termites that are common in our area. We look for mud tubes, damaged wood, and wings from swarmers to determine if you have a subterranean termite infestation.
A termite inspection must be conducted within 90 days of closing. This ensures that the inspection report accurately reflects the current condition of the property and any potential termite infestations. A termite inspection for VA loans is typically valid for 90 days from the date of the inspection.
Most lenders and real estate transactions require the WDO report to be completed within 90 days of closing. However, some lenders have stricter requirements, especially for VA loans. We recommend scheduling your inspection as close to your closing date as possible while still allowing time for any necessary treatments if issues are found.
VA loans now require a termite pest inspection for homes located in areas where the probability of infestation is considered “Moderate to Heavy” or “Very Heavy.” The VA administration requires termite and other wood-destroying insect inspections for homes that are in areas where termite infestation probability is moderate to heavy or very heavy.
Florida is one of the states where VA termite inspections are mandatory for all loans. This includes Alabama, Arkansas, Arizona, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Mississippi, Missouri, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, and Washington, D.C. We handle all the paperwork and ensure your inspection meets VA requirements exactly.
If we find termite damage, the seller must have it repaired before the loan can proceed. Yes, but any termite damage must be repaired before the loan can close. The repairs are typically the seller’s responsibility.
We document everything clearly in your WDO report, including the location and extent of any issues. For active infestations, treatment is required before closing. For damage without active termites, repairs may be needed depending on the extent. We explain your options without pressure—our job is to give you the information you need to make good decisions about your Loyce home purchase.
Having a termite inspection performed annually will help prevent termites from infesting and damaging your home. We encourage Florida homeowners to request an inspection annually. Additionally, annual inspections are recommended for homeowners to monitor ongoing conditions, prevent infestations, and reduce the likelihood of unexpected structural repair costs.
In Hernando County’s climate, annual inspections make financial sense. Termites can be actively feeding on your structure for 3 to 5 years before you know they are there. They only need a crack 1/32nd of an inch wide to get into your home. We offer annual termite checkups for existing homeowners in Loyce, helping you stay ahead of problems before they become expensive repairs.
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