Termites in Florida don’t take a season off. Hernando County’s heat, humidity, and heavy summer rainfall keep colonies active year-round, and properties in the eastern, wooded stretches of the county — like Camps — face pressure that newer suburban developments simply don’t. When your home sits near the Withlacoochee State Forest, you’re not just dealing with a few scouts. You’re adjacent to one of the largest continuous forests in Florida, and termite populations there are significant.
The older housing stock common to Camps adds another layer of risk. Wood-frame homes, structures with direct soil-to-wood contact, detached garages, sheds, and fence lines are all entry points that subterranean termites will find before you do. A thorough termite inspection catches activity at the structural level — before a mud tube becomes a hollowed-out beam.
For anyone buying or selling a property in Camps, that inspection also has a legal and financial dimension. Florida lenders — especially VA and FHA — require an official WDO report before closing. That report has to come from an FDACS-licensed inspector, and it has to be on the correct state form. Getting that right the first time keeps your closing on schedule and your lender satisfied.
Around The Clock Pest Service is a family-run business based in Spring Hill, serving Hernando County residents — including the rural communities of eastern Hernando County like Camps. George and Mary Lundin built this business on a simple premise: every client deserves a real person on the phone, a straight answer on price, and an inspector who actually knows the area they’re walking into.
When you call, George answers. Not a call center, not a voicemail system — the owner. Most quotes are given right over the phone, so you’re not scheduling a sales visit just to find out what something costs. That matters when you’re on a timeline or just trying to make a decision without the runaround.
With over 100 five-star Google reviews from real Hernando and Pasco County clients, a BBB A+ rating since 2022, and FDACS License #LF286842 valid through June 2027, the credentials are there. But what keeps clients coming back is simpler than that — they’re treated like neighbors, not ticket numbers.
It starts with a phone call. George will ask about your property — the size, the age, whether there are outbuildings, and what’s prompting the inspection. For most Camps-area properties, that context matters. A three-bedroom home on a wooded acre with a detached shed and older construction is a different inspection than a newer build on a cleared lot, and the quote reflects that. Most clients have a price before they hang up.
On inspection day, the process is systematic and thorough. We walk the full perimeter of the structure, check accessible crawlspace and attic areas, examine the garage, look at any outbuildings on the property, and document evidence of all wood-destroying organisms — not just termites. That includes subterranean termites, drywood termites, wood-boring beetles, and wood-decaying fungi. For properties near the wooded eastern edge of Hernando County, outbuildings and fence lines get the same attention as the main structure, because that’s often where activity starts.
When the inspection is complete, you receive the official FDACS Form 13645 — the specific WDO report that Florida lenders require for real estate transactions. If you’re buying or selling a Camps-area property with VA or FHA financing, this is the document your underwriter is looking for. It’s issued only by FDACS-licensed operators, and it’s what makes the report legally valid in the state of Florida.
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A termite inspection through Around The Clock isn’t a quick walk-around. For Camps-area properties — which often include multiple structures, older wood construction, and direct proximity to forested land — we design the inspection to match the actual risk profile of the property. Every accessible area gets examined: the foundation perimeter, structural wood elements, the attic, the garage, any crawlspace, and outbuildings on the lot.
The inspection covers all wood-destroying organisms required under Florida’s WDO standards, not just subterranean termites. Drywood termites, wood-boring beetles, powderpost beetles, and wood-decaying fungi are all documented when evidence is found. For homeowners in Camps who’ve had a barn, shed, or fence line sitting undisturbed for years, that broader scope often turns up findings that a narrower inspection would miss.
For real estate transactions, the report issued is the official FDACS Form 13645 — the state-mandated document that VA, FHA, and conventional lenders require at closing in Florida. We perform every inspection with in-house, FDACS-licensed staff — no subcontractors, no third-party specialists. New homeowners and military families also qualify for a discount, which is worth asking about when you call. If you’re purchasing your first rural property in Hernando County, that conversation is worth having upfront.
It should — and with Around The Clock, it does. Rural properties in Camps frequently include detached garages, storage sheds, barns, or other outbuildings, and those structures are often where termite activity establishes first. Subterranean termites follow moisture and soil contact, and outbuildings with older wood foundations or direct ground contact are highly attractive targets.
During a WDO inspection, all accessible structures on the property are examined — not just the main residence. If you have a shed that hasn’t been opened in two years or a barn with wood siding sitting close to the soil line, those get the same attention as your home’s foundation. For properties near the wooded eastern portions of Hernando County, skipping outbuildings in an inspection isn’t just incomplete — it leaves the most vulnerable parts of your property unexamined.
Yes, they’re different, and the distinction matters. A general home inspection covers the overall condition of a property — roof, HVAC, plumbing, electrical, and so on. A WDO inspection is specifically focused on wood-destroying organisms: subterranean termites, drywood termites, wood-boring beetles, and wood-decaying fungi. It’s conducted by a licensed pest control operator, not a home inspector, and it results in a separate state-mandated report.
In Florida, the official document is FDACS Form 13645. This is the form that VA, FHA, and most conventional lenders require before closing on a property. A general home inspector cannot legally produce this report. Only a pest control operator holding an active FDACS license in the wood-destroying organism category can issue it. If your lender is asking for a WDO report and you hand them a general home inspection, it won’t satisfy the requirement — and it can delay or derail your closing.
Annual inspections are the professional standard in Florida, and for most Camps-area homeowners, that’s the right baseline. Florida’s subtropical climate means termites are active every month of the year — there’s no winter dormancy period the way there is in northern states. Hernando County’s wet season, which runs roughly from June through September, keeps soil moisture high and sustains large subterranean colonies through the summer and into fall.
For properties in Camps specifically — older wood-frame homes, structures with soil-to-wood contact, and lots adjacent to the Withlacoochee State Forest corridor — some homeowners opt for inspections every six months rather than annually. The proximity to forested land means natural termite populations in the area are consistently high, and the older the structure, the more entry points exist. Annual is the minimum; more frequent monitoring is a reasonable choice for higher-risk properties.
Yes. VA loans require a WDO inspection for all properties in Florida — it’s not optional, and it can’t be waived. The VA mandates this because Florida is classified as a high-termite-risk state, and lenders need documented confirmation that the property is free of active infestation or significant prior damage before the loan can close.
The report has to be the official FDACS Form 13645, issued by an FDACS-licensed pest control operator. It cannot be a general home inspection report, a letter from an unlicensed inspector, or any other substitute document. Around The Clock holds FDACS License #LF286842 and issues the correct state form — so if you’re using VA financing to purchase a property in Camps, the report you receive will satisfy your lender’s underwriting requirements. If you’re on a tight closing timeline, calling early in the process is the move — weekend scheduling is available when you need it.
The most common early sign homeowners notice is a termite swarm — winged reproductive termites, called alates, that emerge in large numbers, usually after rain. In Hernando County, subterranean termite swarms peak in spring but can happen any time of year. Many homeowners mistake them for flying ants, but if you’re seeing large numbers of winged insects near a window or light source inside your home, it’s worth taking seriously.
Other signs include mud tubes — pencil-width tunnels of dried soil running along your foundation, exterior walls, or interior framing. These are the travel highways subterranean termites build to move between the soil and the wood they’re consuming. You might also notice wood that sounds hollow when tapped, paint that’s bubbling or uneven, or small piles of what looks like sawdust near baseboards or window frames — that’s frass, the waste material drywood termites push out of infested wood. Any one of these is enough reason to schedule an inspection before the damage gets ahead of you.
Yes — we offer discounts for new homeowners and military families. Hernando County has a meaningful veteran population, and Camps draws a fair number of buyers purchasing their first rural property after years of renting or living in more suburban settings. Both groups are making significant financial commitments, often on tight budgets, and the discount reflects that reality.
If you’re closing on a property in Camps for the first time, or if you or a family member have served, mention it when you call. George will apply the discount directly — no forms, no hoops. It’s also worth knowing that most quotes are given over the phone, so you’ll have a clear number before any scheduling happens. No surprises on the invoice, and no obligation to book before you’re ready.
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