When you discover termite damage after closing, repairs can cost $30,000 or more—and your homeowner’s insurance won’t cover a penny. That’s why smart homeowners in Clay Sink, FL choose professional termite inspections before problems become disasters.
Our comprehensive Wood Destroying Organism reports give you the complete picture. You’ll know exactly what’s happening in your crawl spaces, attics, and foundation areas where termites love to hide. No surprises, no costly discoveries months later, just the facts you need to make informed decisions about your property.
Whether you’re buying your first home with a VA loan or conducting your annual termite checkup, you get detailed documentation that satisfies lenders and protects your investment for years to come.
We’ve been protecting Clay Sink, FL homes since 2020 with the kind of personal attention you won’t find with the big corporate chains. When you call, you speak directly with George, the owner—not a call center three states away.
We’re BBB Accredited with an A+ rating and maintain all required state certifications through the Florida Department of Agriculture. Our license #LF286842 stays current through 2027, ensuring every inspection meets the strictest professional standards.
Clay Sink’s humid climate creates perfect conditions for subterranean termites, the most destructive species in Florida. We know exactly where to look and what signs indicate trouble, because we’ve been serving Hernando County families who trust us with their most valuable asset.
Your termite inspection starts with a comprehensive visual examination of all accessible areas—interior, exterior, crawl spaces, and attics. We’re looking for active termites, damage from past infestations, and conditions that invite future problems.
During the 30-45 minute inspection, we document everything on the official Florida DACS Form 13645. This isn’t a quick walk-around like those $75 inspectors who exclude half your house as “inaccessible.” We take the time to examine wood structures, check moisture levels, and identify mud tubes or other telltale signs.
You receive your detailed WDO report within 24 hours, complete with findings, photographs, and recommendations. The report stays valid for 90 days—plenty of time for your real estate closing or loan approval process.
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Florida requires termite inspections for all VA loans because we’re in a “Very Heavy” infestation probability zone. Your lender needs that official WDO report before they’ll approve your mortgage, and it has to come from a state-licensed inspector using the proper forms.
We handle VA loan termite inspections for military families throughout Clay Sink, FL every week. The process meets all Department of Veterans Affairs requirements, and we understand the tight timelines that come with military relocations. As of June 2022, VA borrowers can pay for their own inspections, making the process even smoother.
Our military discount shows appreciation for your service, and we’re available seven days a week—including weekends—when you need flexibility around your schedule. Whether you’re buying your first home or refinancing, we ensure your termite inspection doesn’t become a roadblock to your closing date.
WDO inspection costs in Clay Sink, FL typically range from $100 to $250, depending on your home’s size and complexity. We provide upfront pricing over the phone—no surprises or hidden fees when we arrive.
Beware of those $75 inspections you see advertised. Those inspectors spend less than 20 minutes at your property and exclude most areas as “obstructed” or “inaccessible.” You end up with a worthless report that doesn’t protect you or satisfy your lender’s requirements.
Our thorough inspections take 30-45 minutes and include all accessible areas of your home. When you consider that termite damage repairs can cost $30,000 or more, investing in a proper inspection makes financial sense.
Florida WDO inspections cover all wood-destroying organisms, not just termites. We examine your property for subterranean termites, drywood termites, powderpost beetles, carpenter ants, and wood-decaying fungi like brown or white rot.
During the inspection, we document active infestations, damage from past problems, and conducive conditions that invite future issues. This includes moisture problems, wood-to-soil contact, poor ventilation, and structural defects that create termite highways into your home.
Everything gets recorded on the official Florida DACS Form 13645, which is the only report format accepted by lenders and real estate professionals. We also provide photographs and detailed recommendations for any issues we discover.
Termite inspection reports in Florida remain valid for 90 days from the inspection date. This gives you plenty of time to complete your real estate transaction or loan approval process without rushing.
If your closing gets delayed beyond 90 days, you’ll need a new inspection. However, most home sales in Clay Sink, FL close within 30-45 days, so timing rarely becomes an issue with proper planning.
We recommend scheduling your termite inspection early in the home-buying process, right after your purchase contract gets accepted. This prevents last-minute delays and gives you time to address any issues we might discover.
Absolutely. Florida’s climate creates year-round termite activity, and Clay Sink’s humid conditions are perfect for subterranean termites—the most destructive species in our area. Annual inspections catch problems early when treatment costs less and damage stays minimal.
Only 30% of Florida homes have termite warranty protection, which means most homeowners discover infestations too late. Since homeowner’s insurance doesn’t cover termite damage, early detection through annual inspections can save you thousands in repair costs.
Think of it like preventive maintenance for your car. You wouldn’t skip oil changes and wait for engine problems, so why risk your home’s structural integrity? Annual termite checkups cost a fraction of what major repairs would run.
It depends on your loan type and lender requirements. VA streamline refinances typically don’t require new termite inspections, but VA cash-out refinances often do because they involve a new appraisal process.
Conventional and FHA refinances may require termite inspections if your appraiser notices signs of wood-destroying organism activity during their property evaluation. Even if it’s not required, many homeowners use refinancing as an opportunity to update their termite protection.
We recommend calling your lender directly to confirm their specific requirements. If you do need an inspection, we can typically schedule within 24-48 hours and have your report ready the same day.
Finding termites during an inspection isn’t the end of the world—it’s actually good news because you caught the problem before it got worse. Our WDO report will document the extent of the infestation and any structural damage we can see.
For real estate transactions, the seller typically handles termite treatment and repairs before closing. Your purchase contract should specify who pays for what, but most buyers negotiate these costs with the seller rather than walking away from the deal.
If it’s your current home, we’ll provide treatment recommendations and connect you with qualified pest control professionals. Early detection means lower treatment costs and less structural damage, which is exactly why annual inspections make sense in Florida’s termite-prone climate.
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