You’ve found the perfect home in Hill ‘n Dale. Your loan officer needs a WDO report within 90 days of closing. The last thing you want is delays because your inspector missed something or took too long to deliver results.
We complete most termite inspections the same day you call. Your report gets delivered within 24 hours, formatted exactly how your lender needs it. No back-and-forth. No delays. No surprises that derail your timeline.
Whether you’re dealing with a VA loan requirement or your real estate agent needs a termite clearance letter, you get documentation that satisfies every party involved in your transaction.
We’ve been serving Hill ‘n Dale families since 2020, back when home prices were $142K instead of today’s $204K median. We’ve watched this community grow and helped hundreds of families navigate termite inspections during their biggest investment.
George Lundin owns and operates the business with his wife Mary. When you call, you talk directly to George – not a call center, not a rotating technician. He’s the one who shows up, conducts your inspection, and answers your questions.
We hold four different Florida Department of Agriculture licenses and maintain our BBB A+ rating because we do what we say we’ll do, when we say we’ll do it.
Your termite inspection starts with a phone call where George provides most quotes on the spot. No waiting days for someone to drive out just to tell you the price.
The inspection covers every accessible area where wood-destroying organisms might hide – foundation, crawl spaces, attics, exterior walls, and structural elements. We’re looking for active termites, old damage, conditions that invite problems, and evidence of previous treatments.
You get a detailed report using Florida’s standardized WDO form within 24 hours. If we find issues, the report includes clear explanations and recommended next steps. If everything looks good, you have the clean documentation your lender or real estate agent needs to move forward.
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Florida sits in the VA’s mandatory termite inspection zone. If you’re using a VA loan to buy in Hill ‘n Dale, your lender won’t approve the mortgage without a clean WDO report from a licensed inspector.
The inspection must happen within 90 days of closing and cover all visible, accessible areas for signs of subterranean termites, drywood termites, carpenter ants, wood-boring beetles, and fungal decay. Hill ‘n Dale’s mix of older homes built in the 70s and 80s means we often find evidence of previous treatments or minor damage that needs documentation.
Your VA loan inspector needs specific state certifications that we maintain. The report format must match VA requirements exactly – something we handle automatically after five years of VA loan inspections in Hernando County.
Most WDO inspections in Hill ‘n Dale run between $150-200 depending on your home’s size and accessibility. We provide quotes over the phone in most cases, so you know the exact cost before scheduling.
The price includes the full inspection, written report on Florida’s standardized form, and follow-up questions if your lender or real estate agent needs clarification. We don’t charge extra for same-day service or weekend appointments.
Military families and new homeowners qualify for discounts. If you’re buying your first home or you’ve served in the military, mention it when you call for additional savings.
A WDO inspection covers more than just termites. We’re examining all wood-destroying organisms including subterranean and drywood termites, carpenter ants, wood-boring beetles, and wood decay fungi.
The inspection focuses on visible, accessible areas – foundation walls, floor joists, wall studs, attic framing, and exterior wood surfaces. We look for live insects, old damage, mud tubes, exit holes, wood that sounds hollow when tapped, and conditions that invite infestations like moisture problems or wood-to-soil contact.
Your report documents everything we find using standardized Florida terminology that lenders and real estate professionals recognize. If there’s evidence of previous treatments, we note that too since it shows the home has a maintenance history.
WDO inspection reports stay valid for 90 days from the inspection date. This gives you a three-month window to complete your home purchase or refinance.
If your closing gets delayed beyond 90 days, you’ll need a new inspection. That’s why timing matters – we typically recommend scheduling your WDO inspection 30-60 days before your planned closing date to avoid last-minute rushes.
Some lenders are stricter and want reports completed closer to closing. Your loan officer or real estate agent can tell you their specific timeline requirements when you’re ready to schedule.
Active termite infestations or significant structural damage can delay closing until the issues get resolved. However, evidence of old damage or previous treatments usually doesn’t stop the transaction.
The key is what we find and how your lender interprets it. Minor old damage with no active insects typically just gets noted in the report. Active infestations or structural concerns require treatment before most lenders will approve the loan.
If we discover problems during your inspection, we explain exactly what needs to happen next and can often recommend treatment options that keep your closing on schedule. Most termite issues in Hill ‘n Dale get resolved within 1-2 weeks when addressed promptly.
Florida doesn’t legally require annual termite inspections, but they’re smart protection for your investment. Termites cause hundreds of millions in damage across Florida each year, and early detection saves thousands in repair costs.
Annual inspections catch problems when they’re small and manageable. Hill ‘n Dale’s mix of older homes and Florida’s year-round termite activity means regular monitoring helps maintain your property value and prevent surprise damage.
Many homeowners schedule annual checkups as routine maintenance, like HVAC service or roof inspections. The cost of prevention is always less than the cost of major repairs after termites have been feeding for months or years.
A structural wood damage assessment examines how termite activity has affected your home’s load-bearing elements. We look at floor joists, wall studs, roof trusses, and other framing members that support the house.
The assessment determines whether damage is cosmetic or structural. Cosmetic damage affects appearance but doesn’t compromise the home’s integrity. Structural damage weakens support systems and requires repair before most lenders will approve financing.
We document damage location, extent, and severity using measurements and photos. If structural repairs are needed, the report includes recommendations for next steps. Most damage in Hill ‘n Dale homes is minor and easily addressed, but thorough documentation protects everyone involved in the transaction.
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