A termite inspection in Pasco, FL isn’t just a box to check before closing. It’s the only way to know what’s actually happening inside the walls, under the floors, and along the foundation of your home. Termites don’t announce themselves. By the time you notice something, the damage is usually well underway.
East Pasco County’s combination of older construction, agricultural soil, and proximity to Crystal Springs — a natural spring pushing 30 million gallons of water into the ground every single day — creates persistently moist soil conditions that subterranean termites are built to exploit. Homes along the US 301 corridor, rural parcels outside Dade City, manufactured homes near Zephyrhills — they all share the same elevated risk. It’s not a scare tactic. It’s just what the environment here produces.
After a thorough WDO inspection, you’ll know exactly what’s present, what’s at risk, and what needs to happen next. If your lender requires a report for VA or FHA financing, you’ll have a legally valid FDACS Form 13645 that satisfies closing requirements. If you’re just being proactive, you’ll have a documented baseline — and the peace of mind that comes from actually knowing, not guessing.
Around The Clock Pest Service is a family-owned, owner-operated business serving Hernando and Pasco County. George Lundin started this company because he watched too many local homeowners in Pasco get burned by pest control companies that didn’t answer calls, showed up late, and buried fees in the fine print. So he built something different — a business where you talk to the owner directly, get most quotes over the phone, and never have to wonder who’s actually coming to your door.
Every inspection we conduct is handled by in-house, state-certified staff. No subcontractors. No handoffs. We hold FDACS License #LF286842, valid through June 2027, and have earned BBB A+ accreditation and over 100 five-star Google reviews from real homeowners across Pasco and Hernando County. If you’re in Pasco, Dade City, Zephyrhills, or anywhere in east Pasco County, this is a company that already knows your area — and shows up for it seven days a week.
It starts with a phone call. George will walk you through what you need, give you a quote on the spot in most cases, and get you scheduled — often within 24 hours. No sales visit required. No waiting a week for someone to call you back. If you’re working toward a closing deadline or just found something suspicious on a Saturday afternoon, that turnaround matters.
On inspection day, a certified inspector walks your entire property — not just the main structure. In east Pasco County, that means checking outbuildings, wooden fencing, crawlspaces, and any ground-level wood contact that’s common on older rural parcels and manufactured homes throughout the area. The inspection covers subterranean termites, drywood termites, wood-boring beetles, powderpost beetles, and fungal wood decay — everything documented on FDACS Form 13645, which is the report your lender will actually accept at closing.
Once the inspection is complete, you’ll get a clear explanation of what was found — or what wasn’t. If there’s an issue, you’ll understand what it is and what your options are before any treatment conversation begins. No pressure, no upsell. Just the facts, delivered straight.
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A WDO inspection covers a broader scope than most homeowners realize. It’s not just a termite check. The official FDACS Form 13645 documents findings across five categories: subterranean termites, drywood termites, wood-boring beetles, powderpost beetles, and fungal wood decay. In Pasco, FL and the surrounding east Pasco County area, that full scope matters — because older homes, rural construction, and the moisture conditions created by the local agricultural landscape make multiple threat types genuinely relevant, not theoretical.
For homebuyers using VA or FHA financing, the WDO report is a mandatory condition of the loan — and it must be produced by an FDACS-licensed pest control operator. A general home inspection won’t satisfy that requirement. Only a licensed operator can produce the legally valid report your lender needs, and only an experienced one will know where to look in the kinds of homes common to this part of Pasco County. We handle pre-purchase inspections, pre-listing reports for sellers who want to get ahead of issues before they become negotiating leverage, and annual monitoring for homeowners who want a documented inspection record year over year.
Pricing for termite inspections in Pasco, FL typically falls between $75 and $300 depending on property size and accessibility. George will give you a number over the phone before you ever schedule anything. We offer special discounts for new homeowners and military families — two groups that make up a meaningful portion of east Pasco County’s growing buyer pool.
If you’re using a VA or FHA loan to purchase a home in Pasco, FL or anywhere in Pasco County, yes — a WDO inspection is a required condition of your financing. Your lender needs the official FDACS Form 13645, and it must be completed by a licensed pest control operator. A general home inspector cannot produce this report, and an unlicensed inspection carries zero legal weight for closing purposes.
This comes up frequently with first-time buyers in east Pasco County who assume their home inspection covers everything. It doesn’t. The home inspection covers structural systems — roof, HVAC, plumbing, electrical. Wood-destroying organisms are an entirely separate category, requiring a separate licensed professional. If you’re under contract and your closing timeline is tight, the fastest move is to call us directly. Most inspections in this area can be scheduled within 24 to 48 hours, and you’ll get a quote over the phone before you commit to anything.
A termite inspection is a general term — it typically refers to a visual check for termite activity. A WDO inspection is more comprehensive and carries legal weight. WDO stands for Wood-Destroying Organisms, and the inspection covers subterranean termites, drywood termites, wood-boring beetles, powderpost beetles, and fungal wood decay. The findings are documented on FDACS Form 13645, which is the official report required by VA, FHA, and most conventional lenders in Florida.
For homeowners in Pasco, FL specifically, the broader WDO scope is worth understanding. East Pasco County’s older housing stock, rural construction methods, and the moisture conditions tied to the area’s agricultural soil and natural spring activity mean that fungal decay and beetle activity are real findings — not just checkboxes. A WDO inspection catches things a basic termite check might miss entirely, which is exactly why lenders require it and why it’s the standard for any real estate transaction in Florida.
For most Florida homeowners, annual termite inspections are the professional standard. In east Pasco County, that frequency is especially well-justified. The combination of year-round warm temperatures, agricultural soil that retains moisture, and the groundwater influence from Crystal Springs creates conditions where subterranean termite colonies can remain active and feed continuously — there’s no cold season here that slows them down the way it would in northern states.
If your home has a crawlspace, ground-level wood contact, wooden outbuildings, or sits on a rural parcel with mature landscaping, semi-annual inspections are worth considering. The same applies if you’re a seasonal resident who spends part of the year away — returning snowbirds in east Pasco County have found significant termite damage that accumulated during their absence, precisely because no one was there to catch the early signs. An annual monitoring program gives you a documented inspection record and catches problems while they’re still manageable, not after they’ve become structural.
No — and this is one of the most important things Florida homeowners need to understand. Standard homeowner’s insurance policies specifically exclude termite damage from coverage. It doesn’t matter how severe the damage is or how long the infestation has been active. If termites have compromised your framing, flooring, or structural wood, you’re paying for that repair entirely out of pocket.
The average termite damage repair in Florida runs between $8,000 and $12,000. Severe cases go well beyond that. For homeowners in Pasco, FL — many of whom are on fixed incomes or have purchased affordable homes in the Zephyrhills and Dade City corridor — that’s a financial hit that doesn’t come with a safety net. A termite inspection in Pasco, FL costs between $75 and $300. Annual monitoring costs even less when you’re an existing customer. Framed that way, the inspection isn’t an expense — it’s the only affordable protection you have against a repair bill that insurance won’t touch.
Sometimes, but not reliably — and by the time the signs are visible, the damage is usually already significant. The most common things homeowners notice are discarded wings near windows or doors after a swarm, mud tubes running along foundation walls or crawlspace supports, hollow-sounding wood when tapped, or doors and windows that suddenly don’t close the way they used to. In east Pasco County, Eastern Subterranean Termites swarm between October and February during daylight hours, so if you’re seeing winged insects around your home in fall or winter, that’s worth taking seriously.
What you can’t see without a trained eye and proper access is what’s happening inside wall voids, under flooring, in crawlspaces, and along the foundation. Termites can consume wood from the inside out, leaving a thin surface layer intact while hollowing out the structural core underneath. By the time that becomes visible, you’re already looking at a significant repair. A professional WDO inspection in Pasco, FL is the only way to know what’s actually there — not just what’s visible from the outside.
East Pasco County has seen steady growth in first-time homebuyers and military families drawn by home prices that are genuinely affordable relative to the rest of the Tampa Bay area. Zephyrhills is consistently listed as the most affordable city in Pasco County, and the broader east Pasco corridor attracts buyers who have often stretched to get into their first home. For those buyers, a WDO inspection is already a required cost of closing — and adding a fair price on top of that stretch matters.
Military families using VA loans face the same dynamic. The VA loan program requires a WDO report as a condition of financing, meaning the inspection isn’t optional — it’s built into the transaction. We built these discounts into the business because the people who need this service most in east Pasco County are often the ones with the least financial cushion for unexpected costs. It’s a straightforward acknowledgment of who’s actually buying homes in this part of Pasco County right now, and what makes sense given that reality.
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