Spring Hill’s housing stock tells a story. A large portion of the homes here were built between the 1970s and 1990s — back when the Deltona Corporation was turning pine scrub into neighborhoods. That’s decades of wood framing, aging slab edges, and mature landscaping sitting up against foundations in one of the most termite-active climates in the country. You’re not dealing with a seasonal threat here. Florida termites don’t take winters off.
A termite inspection in Spring Hill gives you a clear picture of what’s actually happening inside the structure — not just what you can see from the outside. Whether you’re buying in Seven Hills, selling in Timber Pines, or just haven’t had your home checked in a few years, the inspection covers subterranean termites working through the soil, drywood termites entering through attic vents, wood-boring beetles, and wood-decaying fungi. All of it documented on the official FDACS Form 13645 — the only report Florida lenders will accept at closing.
The financial math is simple. An inspection costs a fraction of what termite damage costs to repair. Catching an active colony early means treatment is straightforward. Finding it after years of unchecked activity means structural repairs, contractor timelines, and costs that routinely run $8,000 to $20,000 or more. The inspection isn’t the expense — skipping it is.
We’re based in Spring Hill, FL — not a regional office routing calls through a Tampa call center. When you call, George Lundin answers. He’s the owner, he’s licensed by the Florida Department of Agriculture and Consumer Services (FDACS License #LF286842), and he’s the one who knows why homes near the Weeki Wachee River corridor carry different moisture risks than properties further inland.
We built this business specifically as an alternative to the way large pest companies operate — slow callbacks, subcontractors, and fees you didn’t see coming. Most quotes are given over the phone. Responses happen within 24 hours, including weekends. No voicemail. No runaround. Over 100 five-star Google reviews from real Hernando and Pasco County customers, and a BBB A+ accreditation since 2022, back that up. We offer special discounts for military families and new homeowners — two groups that make up a significant share of Spring Hill’s buyer market.
It starts with a phone call — and most of the time, you’ll get a quote right then without needing to schedule a sales visit first. Once you’re booked, a licensed inspector comes to your Spring Hill property, typically within 24 hours. That matters when you’re working against a VA or FHA closing deadline and the lender is waiting on documentation.
The inspection itself takes 30 to 60 minutes depending on the size and accessibility of the home. We work through the interior and exterior — checking crawlspaces where applicable, examining wood framing, slab edges, attic spaces, window frames, fascia boards, and any areas where moisture has had time to accumulate. In Spring Hill’s older subdivisions, that often means paying close attention to landscaping that’s grown up against the foundation over the years, or wood members near aging irrigation systems. Drywood termites are also on the checklist — they don’t need soil contact and they don’t announce themselves the way swarmers do.
At the end of the inspection, you receive the completed FDACS Form 13645 — the official Florida state WDO report. This is the document required by VA lenders, FHA lenders, and most conventional lenders for Florida real estate transactions. It’s the only form that counts. If the report is clean, you move forward. If something is found, you’ll know exactly what it is, where it is, and what your options are — no vague language, no pressure.
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The term “termite inspection” undersells what a WDO inspection actually is. WDO stands for Wood-Destroying Organism — and in Spring Hill, FL, that category includes more than just termites. The inspection covers Eastern Subterranean Termites, which are common throughout Hernando County’s sandy soils and can enter a structure through a gap as small as 1/64th of an inch. It also covers drywood termites, which fly in through attic vents and roof eaves and establish colonies entirely within the wood — no soil required. Wood-boring beetles, powderpost beetles, and wood-decaying fungi are also documented. All of it goes on the FDACS Form 13645.
For buyers using VA loans — and there are a lot of them in Spring Hill given Hernando County’s veteran population — a WDO inspection isn’t optional. The VA requires wood-destroying insect documentation for every home loan in the state of Florida, regardless of how new the property is. FHA loans carry similar requirements. The report has to come from a licensed FDACS pest control operator. A general home inspector cannot produce this document legally, and an unlicensed inspection won’t be accepted by your lender.
We also offer annual termite monitoring for established homeowners who aren’t in a transaction but want to stay ahead of a problem. With an estimated 13 subterranean termite colonies per acre across Florida, the question for any Spring Hill homeowner isn’t really whether termites are nearby — it’s whether they’ve found your home yet. Consistent annual inspections are the most cost-effective way to make sure you catch them before they cause real damage.
If you’re using a VA loan, yes — it’s required by the VA for every home purchase in the state of Florida, Spring Hill included. The VA mandates wood-destroying insect documentation before closing, and that report must be produced by a licensed Florida pest control operator on FDACS Form 13645. There are no county-level exceptions, and Hernando County is not exempt.
FHA loans commonly require WDO inspections as well, and many conventional lenders request them even when they’re not technically mandated. If your lender hasn’t asked for one yet, it’s worth confirming before you get close to your closing date. Waiting until the last week to schedule an inspection creates unnecessary stress — especially in a market like Spring Hill where multiple buyers are often competing for the same homes and timelines are tight.
A termite inspection is a general term that most people use. A WDO inspection — Wood-Destroying Organism inspection — is the official, state-regulated version that covers a broader scope and produces the legal documentation required for real estate transactions in Florida. The difference matters because a standard “termite check” from an unlicensed provider won’t satisfy your lender and won’t produce the FDACS Form 13645 that Florida law requires.
In Spring Hill specifically, a proper WDO inspection covers Eastern Subterranean Termites, drywood termites, wood-boring beetles, powderpost beetles, and wood-decaying fungi. All five categories are documented on the official state form. If you’re buying or selling a home in Hernando County and someone offers you a “termite inspection” without mentioning FDACS Form 13645 or their state license number, ask questions before you book.
Most WDO inspections for standard single-family homes in Spring Hill fall somewhere between $75 and $150. Larger properties, homes with limited access points, or inspections that require crawlspace entry may run higher — up to $200 or $300 depending on the specifics. The best way to get an accurate number for your property is to call and describe it. We give most quotes over the phone without requiring a site visit first.
To put the cost in perspective: the median home value in Spring Hill is around $336,000. A $100 to $150 inspection on a home that value is less than 0.05% of the purchase price. Termite repairs in Florida average $8,000 to $12,000 per incident, and serious structural damage can exceed $20,000. The inspection isn’t a significant line item — it’s the one that protects every other line item.
Once a year is the right answer for most Spring Hill homeowners — and that’s not a sales pitch, it’s just how Florida termite biology works. Unlike most states where cold winters slow or stop termite activity, Spring Hill’s mild winters mean colonies stay active year-round. There’s no safe window where you can skip a year and assume nothing happened.
Homes built in the 1970s through 1990s — which make up a large share of Spring Hill’s housing stock in communities like Timber Pines and Seven Hills — carry additional risk simply because of age. Older wood framing, decades of moisture exposure, and mature landscaping up against foundations create conditions that termites look for. Annual monitoring means that if a colony finds your home, you catch it early when treatment is simple. Going three to five years between inspections is when damage accumulates to the point where repairs become unavoidable.
No — not legally, and not in a way your lender will accept. In Florida, WDO inspections must be performed by a licensed pest control operator holding a valid FDACS license. A general home inspector is not authorized to produce FDACS Form 13645, which is the official state report required for VA, FHA, and most conventional loan transactions. This is a state law, not a lender preference.
This distinction catches some Spring Hill buyers off guard, especially first-time homeowners who assume their general home inspection covers everything. It doesn’t. You’ll need to schedule a separate WDO inspection with a licensed provider. The good news is that it’s a quick process — typically 30 to 60 minutes — and it can often be scheduled within 24 hours if you’re working against a closing deadline. Just make sure the company you call can show you their FDACS license number before you book.
Yes — and it’s not a token gesture. Spring Hill has a significant veteran population, and VA loans are one of the most commonly used financing tools in this market. A WDO inspection is required for every VA loan in Florida, which means military families buying homes in Spring Hill go through this process regularly. We offer a discount for that group as a straightforward acknowledgment of how often they’re in this situation and what they’re dealing with during a home purchase.
The discount also extends to new homeowners — not just military families. If you’re buying your first home in Spring Hill or moving into the area, ask about it when you call. George answers every call personally, so you’re not navigating a menu or waiting for a callback to find out if you qualify. New homeowner and military family discounts are available upfront, not buried in fine print after you’ve already booked.
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