Termite Inspections Hernando & Pasco County, FL

Protect Your Investment Before It's Too Late

Professional termite inspections and WDO reports for home buyers, VA loans, and annual peace of mind in Hernando and Pasco County.

WDO Inspections Hernando & Pasco County, FL

The Inspection That Protects Your Biggest Investment

A Wood Destroying Organism inspection goes beyond basic termite checks. We examine your property for subterranean termites, drywood termites, wood-boring beetles, and fungal decay that threaten structural integrity. Whether you’re buying a home, refinancing with a VA loan, or protecting your current property, our certified inspectors provide the official FDACS Form 13645 report required by lenders and insurers throughout Florida.

Real Estate Termite Clearance

What You Actually Get With Our Service

More than just a report – comprehensive protection that saves money and prevents headaches down the road.

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VA Loan Termite Inspection

Required for VA Loans Statewide

If you’re using VA financing, termite inspections aren’t optional in Florida. The VA requires wood-destroying insect documentation for the entire state because of our high termite activity levels. Around The Clock Pest Service understands VA loan timelines and work directly with lenders, realtors, and title companies to ensure your inspection doesn’t delay closing. As of 2022, VA borrowers can pay for their own inspections and any necessary repairs, giving you more control over the process.

Annual Termite Checkup Hernando & Pasco County, FL

Early Detection Saves Thousands Later

Florida’s climate means termites can swarm almost any time of year. With 13 termite colonies per acre statewide, regular inspections aren’t a luxury – they’re a necessity. Termites can feed on your home’s structure for 3-5 years before you notice damage. By then, repairs often cost tens of thousands of dollars that insurance won’t cover. Annual inspections catch problems early when treatment is simpler and less expensive.

Termite Inspections FAQs

Common Questions About Our Service

How much does a WDO inspection cost in Spring Hill?

WDO inspection costs in Spring Hill typically range from $75 to $300, depending on your property size and accessibility. The investment is minimal compared to potential termite damage, which can cost tens of thousands to repair. Most real estate transactions require this inspection anyway, so you’re getting essential protection at a reasonable price. We provide upfront pricing with no hidden fees, and VA loan buyers can now pay for their own inspections as of 2022 regulation changes.

What do inspectors look for in a WDO report?

Our certified inspectors examine your property for subterranean termites, drywood termites, wood-boring beetles, and wood-decaying fungi. We check accessible areas including attics, basements, crawl spaces, and foundations for signs like mud tubes, frass (termite droppings), exit holes, damaged wood, and conditions that attract wood-destroying organisms. The inspection also identifies moisture problems and wood-to-ground contact that create conducive conditions. Everything gets documented on the official FDACS Form 13645 that lenders and insurers require.

How long is a termite letter valid for a home sale?

A WDO inspection report (termite letter) is typically valid for 90 days from the inspection date for real estate transactions. This gives you enough time to complete most home sales while ensuring the information remains current. If your closing gets delayed beyond 90 days, you’ll likely need a new inspection. We understand real estate timelines and can coordinate with your agent, lender, or title company to ensure timing works smoothly. Our reports are delivered within 24 hours to maximize your available time window.

Are termite inspections required for VA loans in Florida?

Yes, termite inspections are mandatory for VA loans throughout Florida because the entire state is classified as moderate to heavy termite risk. The VA requires official WDO documentation before loan approval to ensure you’re buying a structurally sound property. Any active infestations or damage must be treated before closing. As of June 2022, VA borrowers can pay for their own inspections and repairs, giving you more control over the process. We work directly with VA lenders and understand their specific requirements and timelines.

What happens if termites are found during inspection?

If we find evidence of active termites or wood-destroying organisms, it gets documented in your official report with specific details about location and severity. For real estate transactions, any active infestations typically need treatment before closing, and this cost is usually negotiated between buyer and seller. We can recommend qualified treatment companies and help coordinate the process. Finding termites isn’t necessarily a deal-breaker – it’s actually better to discover problems during inspection than after you own the property and face expensive surprises.

How often should I have my home inspected for termites in Florida?

Florida homeowners should schedule termite inspections every 1-2 years, even outside of real estate transactions. Our humid climate and year-round warmth create ideal conditions for termite activity, with 13 colonies per acre statewide. Termites can feed on your home’s structure for 3-5 years before visible damage appears, making regular inspections your best defense against costly surprises. Annual inspections are especially important for older homes, properties with previous termite history, or homes in heavily wooded areas where risk is elevated.